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	<title> &#187; Frugal Living</title>
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		<title>$5 Dinner Giveaway!</title>
		<link>http://www.girlychatter.com/frugal-living/5-dinner-giveaway/</link>
		<comments>http://www.girlychatter.com/frugal-living/5-dinner-giveaway/#comments</comments>
		<pubDate>Tue, 22 Dec 2009 18:16:23 +0000</pubDate>
		<dc:creator>Deirdre</dc:creator>
				<category><![CDATA[Frugal Living]]></category>

		<guid isPermaLink="false">http://www.girlychatter.com/?p=334</guid>
		<description><![CDATA[You can win http://www.5dollardinners.com/ Cookbook by Erin Chase for free! She is giving away 10 a day! Enter now!]]></description>
			<content:encoded><![CDATA[<p>You can win <a href="http://www.5dollardinners.com/">http://www.5dollardinners.com/</a> Cookbook by Erin Chase for free! She is giving away 10 a day! Enter now!</p>
]]></content:encoded>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Make your own Homemade Dusting Spray in less than two minutes!</title>
		<link>http://www.girlychatter.com/frugal-living/make-your-own-homemade-dusting-spray-in-less-than-two-minutes/</link>
		<comments>http://www.girlychatter.com/frugal-living/make-your-own-homemade-dusting-spray-in-less-than-two-minutes/#comments</comments>
		<pubDate>Sat, 31 Oct 2009 19:18:17 +0000</pubDate>
		<dc:creator>Deirdre</dc:creator>
				<category><![CDATA[Frugal Living]]></category>
		<category><![CDATA[all natural]]></category>
		<category><![CDATA[homemade]]></category>
		<category><![CDATA[homemade dusting spray]]></category>
		<category><![CDATA[non toxic]]></category>

		<guid isPermaLink="false">http://www.girlychatter.com/?p=313</guid>
		<description><![CDATA[Ok, so I&#8217;ve stopped using shampoo, and I made my own laundry detergent and today I threw together some dusting spray in just a couple of minutes. It&#8217;s safe and non-toxic and it&#8217;s super inexpensive to make. I bought this spray bottle for $1 at Dollar Tree, I put 1/8 c. white vinegar 1tbsp olive [...]]]></description>
			<content:encoded><![CDATA[<p><span style="font-size: medium;"><span style="color: #99cc00;"><span style="color: #808080;"><span style="font-family: arial, helvetica, sans-serif;">Ok, so I&#8217;ve stopped using shampoo, and I made my own laundry detergent and today I threw together some dusting spray in just a couple of minutes. It&#8217;s safe and non-toxic and it&#8217;s super inexpensive to make.</span></span></span></span></p>
<p><img class="alignnone size-medium wp-image-314" title="IMG_0844" src="http://www.girlychatter.com/wp-content/uploads/2009/10/IMG_0844-200x300.jpg" alt="IMG_0844" width="200" height="300" /></p>
<p><span style="font-size: medium;">I bought this spray bottle for $1 at Dollar Tree, I put</span></p>
<ul>
<li><span style="font-size: medium;">1/8 c. white vinegar</span></li>
<li><span style="font-size: medium;">1tbsp olive oil</span></li>
<li><span style="font-size: medium;">10 drops of Lemon Oil (you could put any essential oil scent you like!)</span></li>
</ul>
<p><span style="font-size: medium;">I filled the rest of the bottle with water, shake and that&#8217;s it! I dusted my entertainment stand and I&#8217;m hooked! It looks great!</span></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Homemade Laundry Detergent</title>
		<link>http://www.girlychatter.com/frugal-living/homemade-laundry-detergent/</link>
		<comments>http://www.girlychatter.com/frugal-living/homemade-laundry-detergent/#comments</comments>
		<pubDate>Fri, 16 Oct 2009 17:09:15 +0000</pubDate>
		<dc:creator>Deirdre</dc:creator>
				<category><![CDATA[Frugal Living]]></category>

		<guid isPermaLink="false">http://www.girlychatter.com/?p=293</guid>
		<description><![CDATA[Here&#8217;s my first attempt at Homemade powdered laundry detergent. I used 1 bar of Fels Naptha soap 1.5 cups of Borax 1.5 cups of Washing Soda The recipe I used called for 1/2 cup each of the borax and washing soda, but I felt like there was too much fels naptha, so I tripled it. [...]]]></description>
			<content:encoded><![CDATA[<p>Here&#8217;s my first attempt at Homemade powdered laundry detergent.</p>
<p><img class="alignnone size-medium wp-image-296" title="Homemade Laundry Detergent" src="http://www.girlychatter.com/wp-content/uploads/2009/10/IMG_9992-240x300.jpg" alt="Homemade Laundry Detergent" width="240" height="300" /><img class="alignnone size-medium wp-image-295" title="Homemade Laundry Detergent" src="http://www.girlychatter.com/wp-content/uploads/2009/10/IMG_0002-240x300.jpg" alt="Homemade Laundry Detergent" width="240" height="300" /></p>
<p>I used</p>
<ul>
<li>1 bar of Fels Naptha soap</li>
<li>1.5 cups of Borax</li>
<li>1.5 cups of Washing Soda</li>
</ul>
<p>The recipe I used called for 1/2 cup each of the borax and washing soda, but I felt like there was too much fels naptha, so I tripled it. We&#8217;ll see how that works out.</p>
<p>Here&#8217;s the recipe link I used. <a href="http://www.debtfreeadventure.com/2009/06/simple-easy-fast-effective-jabs-homemade-laundry-detergent/">http://www.debtfreeadventure.com/2009/06/simple-easy-fast-effective-jabs-homemade-laundry-detergent/</a></p>
]]></content:encoded>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>No &#8216;Poo method of haircare</title>
		<link>http://www.girlychatter.com/frugal-living/no-poo-method-of-haircare/</link>
		<comments>http://www.girlychatter.com/frugal-living/no-poo-method-of-haircare/#comments</comments>
		<pubDate>Fri, 16 Oct 2009 02:05:41 +0000</pubDate>
		<dc:creator>Deirdre</dc:creator>
				<category><![CDATA[Frugal Living]]></category>
		<category><![CDATA[natural living]]></category>
		<category><![CDATA[no poo]]></category>
		<category><![CDATA[no shampoo]]></category>

		<guid isPermaLink="false">http://www.girlychatter.com/?p=290</guid>
		<description><![CDATA[Well, I&#8217;m on a new adventure. I&#8217;m tired of my haircare products. Cheap ones make my hair flat, oily, too dry or some combination of them all. I love using expensive brands, but $15-20 a bottle isn&#8217;t exactly cost effective. I&#8217;ve read off and on about &#8220;no &#8216;poo&#8221; methods and I&#8217;ve been scared to try [...]]]></description>
			<content:encoded><![CDATA[<p>Well, I&#8217;m on a new adventure. I&#8217;m tired of my haircare products. Cheap ones make my hair flat, oily, too dry or some combination of them all. I love using expensive brands, but $15-20 a bottle isn&#8217;t exactly cost effective. I&#8217;ve read off and on about &#8220;no &#8216;poo&#8221; methods and I&#8217;ve been scared to try it. I&#8217;m afraid I&#8217;m going to look like an oily mess.</p>
<p>Well, I&#8217;m trying it. Today is Day 1 of not using any shampoo. I used Baking Soda &amp; then rinsed with Apple Cider Vinegar(ACV). It&#8217;s not fully dry yet, but it feels great so far.</p>
<p>Here is a great article about not using shampoo.</p>
<p><a href="http://www.naturemoms.com/no-shampoo-alternative.html">http://www.naturemoms.com/no-shampoo-alternative.html</a></p>
]]></content:encoded>
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		<slash:comments>3</slash:comments>
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		<item>
		<title>Frugal Living</title>
		<link>http://www.girlychatter.com/frugal-living/frugal-living/</link>
		<comments>http://www.girlychatter.com/frugal-living/frugal-living/#comments</comments>
		<pubDate>Mon, 05 Oct 2009 14:07:45 +0000</pubDate>
		<dc:creator>Deirdre</dc:creator>
				<category><![CDATA[Frugal Living]]></category>

		<guid isPermaLink="false">http://www.girlychatter.com/?p=258</guid>
		<description><![CDATA[With the purchase of a new home comes many new responsibilities &#038; expenses. It is time for us to crack down on spending and be prepared for (almost) anything that comes along with those responsibilities.

The first place I decided needed work would be our eating out/fast food/Starbucks budget as well as our home groceries.

Thanks to www.mint.com I found that *I* spent $120 on miscellaneous Starbucks trips in the month of September. I gasped for a moment, shocked that I had spent that much on Shaken Passion Iced Tea Lemonades &#038; Lemon Loaf slices. It was true, I needed to cut back.]]></description>
			<content:encoded><![CDATA[<p>With the purchase of a new home comes many new responsibilities &amp; expenses. It is time for us to crack down on spending and be prepared for (almost) anything that comes along with those responsibilities.</p>
<p>The first place I decided needed work would be our eating out/fast food/Starbucks budget as well as our home groceries.<br />
<span id="more-258"></span><br />
Thanks to www.mint.com I found that *I* spent $120 on miscellaneous Starbucks trips in the month of September. I gasped for a moment, shocked that I had spent that much on Shaken Passion Iced Tea Lemonades &amp; Lemon Loaf slices. It was true, I needed to cut back.</p>
<p>Another area we have problems is my husband Nick&#8217;s lunches. He works 39 miles away from home and works 10 hours shifts, with 1 hour for lunch.  The easiest thing for him to do is to grab a bite to eat at his work cafeteria or a nearby fast food joint. This isn&#8217;t working for us. According to Mint.com we spend $389.00 on fast food, and $679 on groceries. Those are staging numbers for our family size and income.</p>
<p>So, here is the start of our financial change, and hopefully we&#8217;ll inspire and help others to live more frugally as well.</p>
<p>Here are a few things we&#8217;re going to change.</p>
<ul>
<li>No more eating fast food for lunches or otherwise. I&#8217;ll be making Nick&#8217;s work lunches to take with him.</li>
<li>We lowered our Netflix plan from 5 movies at a time to one at a time with unlimited online watch time. We&#8217;re currently on the lookout for a good used (and cheap) Roku Netflix player to use on our TV.</li>
<li>No more Starbucks trips. We have lots of coffee at home for Nick to drink and I have devised a clever, but cheap way to imitate the Starbucks drinks I occasionally like to drink.</li>
</ul>
<p>Our monthly grocery budget is $400 and we&#8217;re going to stick to it.</p>
<p>I&#8217;m also not a fan of car payments. In two more payments our car will officially be ours. It&#8217;ll be nice to free up that car payment and put it into savings.</p>
<p>I love hearing from others and their frugal tips. Feel free to comment away!</p>
<p>My next post will be details on the grocery budget, shopping list and tips for low cost meals!</p>
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